FREQUENTLY ASKED QUESTIONS
Who is eligible to participate in the
discount program?Members of participating credit unions are eligible
for the Credit Union Member Discount from GM. An eligible credit union member
must present a membership card, current statement or personal check from his/her
participating credit union at the time of purchase.
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Which GM vehicles are
eligible?Almost every new and unused 2008, 2009 and 2010 GM passenger
car, SUV, crossover and light-duty truck is eligible. Eligibility of GM vehicles
may change at any time without notice.
To see a list of excluded
vehicles, visit the home page and select
Vehicle Eligibility from the "Vehicle Shopping" drop-down
menu. Some other models may have limited availability.
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What is the vehicle
discount?As an eligible credit union member, you can purchase
vehicles at the supplier price, which is a special discounted price reserved for
GM's preferred suppliers that is less than the MSRP. To compare the MSRP to the
supplier price,
click here. Follow the prompts to choose your vehicle and
options and see your discount price below the Manufacturer's Suggested Retail
Price.
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How many vehicles am I eligible to purchase/lease?You may
purchase/lease an unlimited number of eligible new and unused vehicles per year.
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Can I
receive this discount from any GM Dealer?This program is available
through all participating U.S. GM Dealers and is voluntary on the part of the
dealers. Dealer participation is on a vehicle-by-vehicle basis. Please inform
your dealer of your intention to use the GM discount for credit union members
during your first contact with your dealer. If your dealer elects not to
participate, you may visit another dealer.
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How do I get the
discount?Visit gm.com/creditunion to request your authorization
number. You will need to bring the following items to your participating GM
Dealer to get the discount:
- Authorization number
- Proof of program eligibility: top portion of a current statement, personal
check or membership card (Other forms of credit union membership may be accepted
at the discretion of the GM Dealer.) Note: Please be sure to remove all personal
and account reference numbers when providing proof of membership
- Driver's license
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Can I combine the discount with current
incentives?Yes, in most cases. Visit your participating GM Dealer for
details on eligible incentives, or view
current incentives at gm.com/creditunion to see how the
values add up.
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Can I order a vehicle through this program, rather than choosing one
from my GM Dealer’s inventory?Yes, you can receive the discount when
you order through a participating GM Dealer.
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Can I combine this with any GM reward
card earnings?You can combine the discount with Earnings from the GM
Extended Family Card or the GM Business Card. Earnings from the GM reward cards
are in addition to most current incentives GM may offer.
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How can I apply for a GM
reward card?You may apply online anytime for any GM reward card at
gmrewardscards.com/learn.
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Do I have to finance through my credit
union?No. You can finance through any financial institution.
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Are
dealer-installed options covered by this discount (e.g., theft-deterrent
devices, etc.)?No. Any additional dealer-installed options,
conversion/upfit packages, General Motors Protection Plans and other
extra-charge items will be supplied at a price agreed upon between the customer
and the dealer.
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Are dealer demonstration vehicles included in this
program?Yes, if the vehicle has less than 7,500 miles and a dealer
demo allowance has not been paid on the vehicle. See your participating dealer
for details.
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Can I use a trade-in with this program?Please contact your
participating dealership for more information about trade-ins.
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Does the
purchase/lease require a down payment?Your participating dealership
will be able to provide details on the down payment of your chosen
vehicle.
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How long do I have to keep the vehicle to qualify for the
discount?Eligible vehicles must be retained for a minimum of six (6)
months if purchased or leased, except Chevrolet Corvette (excluding 2009
Corvette ZR1, which is not eligible), which has a required retention period of
two (2) years from the vehicle delivery date.
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I recently bought/leased a new GM
vehicle. Can I still apply for the discount?No. Previous
purchases/leases are not eligible.
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Can I share my discount?Yes, you may
share the GM discount with other members of your household.
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How can I
find out more about a specific GM model?Questions about vehicle
features, pricing, model eligibility, leasing and incentives should be directed
to a participating GM Dealer. You can also visit gm.com/creditunion for more
information.
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